Terms and Conditions
Last updated: January 25, 2026
Binding Agreement
These Terms and Conditions constitute a legally binding agreement between you and Tallmark. By accessing our website or engaging our services, you acknowledge that you have read, understood, and agree to be bound by these terms. If you do not agree with any part of these terms, you must discontinue use of our website and services immediately.
These terms apply to all visitors, users, and others who access or use our services. Please read them carefully before proceeding.
User Obligations and Conduct
1. Lawful Use
You agree to use our website and services only for lawful purposes and in accordance with these Terms and Conditions. You are responsible for ensuring that your use complies with all applicable local, state, national, and international laws and regulations.
You shall not use our services in any way that violates any applicable law or regulation, infringes upon the rights of others, or could damage, disable, overburden, or impair our services.
2. Prohibited Activities
You expressly agree not to:
- Engage in any conduct that restricts or inhibits anyone's use or enjoyment of our services
- Use our services to transmit any advertising or promotional material without our prior written consent
- Attempt to access any portion of our services that you are not authorized to access
- Use any automated system to access our services without express written permission
- Engage in any activity that could introduce viruses, trojans, or other malicious code
- Attempt to decipher, decompile, or reverse engineer any software comprising our services
- Make any unauthorized use of our services or collect any information from other users
3. Account Security
If you create an account with us, you are responsible for maintaining the confidentiality of your account information and password. You agree to accept responsibility for all activities that occur under your account. You must notify us immediately of any unauthorized use of your account or any other breach of security.
4. Age Requirements
Our services are intended for users who are at least 18 years of age. By using our services, you represent and warrant that you are at least 18 years old and have the legal capacity to enter into these Terms and Conditions.
Professional Relationship and Responsibilities
1. Nature of Services
Tallmark provides professional accounting services. While we strive to deliver accurate and timely services, the quality and effectiveness of our work depend significantly on the accuracy and completeness of information provided by clients. You acknowledge that you bear ultimate responsibility for your financial decisions and regulatory compliance.
2. Client Cooperation
Effective delivery of our services requires your cooperation. You agree to:
- Provide complete, accurate, and timely information as requested
- Respond promptly to our communications and requests
- Review and approve deliverables within reasonable timeframes
- Maintain appropriate records and documentation
- Comply with all applicable laws and regulations related to your business
3. Independent Professional Judgment
We reserve the right to exercise our independent professional judgment in all matters related to our services. While we will consider your preferences and objectives, we maintain the right to decline or modify services if we determine that such actions would be inconsistent with professional standards or legal requirements.
Disclaimers and Warranties
1. No Warranty of Results
While we endeavor to provide high-quality professional services, we make no guarantees regarding specific outcomes or results. The effectiveness of our services may be influenced by factors beyond our control, including but not limited to changes in laws, regulations, or economic conditions.
2. Service Limitations
Our services are provided on an "as is" and "as available" basis. We disclaim all warranties of any kind, whether express or implied, including but not limited to:
- Warranties of merchantability or fitness for a particular purpose
- Warranties regarding the accuracy, completeness, or timeliness of content
- Warranties that our services will be uninterrupted, error-free, or free from harmful components
- Warranties that defects will be corrected or that our servers are free from viruses
3. Third-Party Content
Our website may contain links to or integrate with third-party websites, services, or resources. We make no warranties regarding any third-party content and disclaim all liability related to your use of such content. Your interactions with third parties are solely between you and such third parties.
Limitation of Liability
1. General Limitations
To the fullest extent permitted by applicable law, Tallmark, its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or relating to your use of our services, even if we have been advised of the possibility of such damages.
2. Maximum Liability
Our total liability to you for all claims arising out of or related to our services, whether in contract, tort, or otherwise, shall not exceed the total amount paid by you to Tallmark for the services that are the subject of the claim during the twelve months preceding the claim.
3. Exclusion of Damages
We shall not be liable for any damages resulting from:
- Loss of profits, revenue, data, or business opportunities
- Inaccurate or incomplete information provided by you
- Your failure to follow our recommendations or instructions
- Changes in laws, regulations, or accounting standards
- Actions or omissions of third parties
- Circumstances beyond our reasonable control
Indemnification
You agree to indemnify, defend, and hold harmless Tallmark and its officers, directors, employees, agents, and affiliates from and against any and all claims, damages, obligations, losses, liabilities, costs, and expenses arising from:
- Your use of our website or services
- Your violation of these Terms and Conditions
- Your violation of any law or the rights of any third party
- Any content or information you provide to us
- Any actions or omissions resulting from inaccurate information you provided
This indemnification obligation will survive the termination of your relationship with us and your use of our services.
Force Majeure
We shall not be liable for any failure or delay in performance of our obligations under these Terms and Conditions due to circumstances beyond our reasonable control, including but not limited to:
- Acts of God, natural disasters, or extreme weather conditions
- War, terrorism, civil unrest, or government actions
- Labor disputes, strikes, or work stoppages
- Failures of telecommunications or internet infrastructure
- Cyberattacks, data breaches, or system failures not caused by our negligence
- Pandemics, epidemics, or public health emergencies
- Supplier failures or shortages of necessary resources
In the event of a force majeure situation, we will make reasonable efforts to notify you and minimize any impact on service delivery.
Dispute Resolution
1. Informal Resolution
In the event of any dispute or claim arising out of or relating to these Terms and Conditions, you agree to first contact us and attempt to resolve the dispute informally. We are committed to working with you in good faith to reach a mutually satisfactory resolution.
2. Governing Law
These Terms and Conditions shall be governed by and construed in accordance with the laws of the United States, without giving effect to any principles of conflicts of law.
3. Jurisdiction and Venue
Any legal action or proceeding arising out of or relating to these Terms and Conditions shall be instituted exclusively in the federal or state courts located within the United States. You consent to the jurisdiction of such courts and waive any objection to venue or inconvenient forum.
Entire Agreement and Severability
These Terms and Conditions, together with our Privacy Policy and any other agreements or policies referenced herein, constitute the entire agreement between you and Tallmark regarding your use of our website and services. They supersede all prior or contemporaneous communications and proposals, whether oral or written.
If any provision of these Terms and Conditions is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect. The invalid provision shall be replaced with a valid provision that most closely approximates the intent and economic effect of the original provision.
Waiver
No waiver by Tallmark of any term or condition set forth in these Terms and Conditions shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition. Any failure by Tallmark to assert a right or provision under these Terms and Conditions shall not constitute a waiver of such right or provision.
Assignment
You may not assign or transfer these Terms and Conditions or any of your rights or obligations hereunder without our prior written consent. We may assign or transfer these Terms and Conditions without restriction. Any attempted assignment in violation of this provision shall be null and void.
Modifications to Terms
We reserve the right to modify these Terms and Conditions at any time. We will provide notice of material changes by posting the updated terms on our website and updating the "Last updated" date. Your continued use of our services following any changes constitutes your acceptance of the modified terms.
We encourage you to review these Terms and Conditions periodically to stay informed of any updates.
Contact Information
If you have any questions regarding these Terms and Conditions, please contact us through our website. We are committed to addressing your concerns and will respond to inquiries as promptly as possible.